Effective 31 July 2026 · Last updated 6 August 2026
By downloading or using Estiqo ("the App"), you agree to these terms. Please read them alongside our Privacy Policy.
You must be at least 18 years old, or the age of legal majority where you live if that's older, to use Estiqo — it's a tool for managing investment property and financial information, which isn't appropriate for a minor to be making decisions around.
Estiqo is a record-keeping and organisation tool for your own property information. It is not a financial adviser, accountant, valuer, tax agent or solicitor, and nothing in the App — including estimated value, gross yield, cash flow figures, EOFY exports, or any other calculation — constitutes financial, investment, tax or legal advice or a recommendation to act. All figures are only as accurate as the information you enter, and property values you record are your own estimates. You should independently verify all information and consult a licensed financial adviser, accountant or solicitor before making any financial or investment decision. Reference figures shown in the App — such as stamp duty brackets or ATO expense categories — reflect information available at the time of a given App version and may become outdated as legislation changes; always confirm current rates and rules with the relevant government authority rather than relying on the App as current.
You are solely responsible for the accuracy of the data you enter into Estiqo, for decisions you make based on it, and for keeping your own backups. Estiqo stores data locally on your device; if your device is lost, damaged, reset, or the App is deleted, data not otherwise backed up (including via the App's "Back up my data" export) may be permanently lost. We strongly recommend using regular device backups and the in-app export feature.
Estiqo is provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to accuracy, reliability, fitness for a particular purpose, or uninterrupted operation. We do not guarantee the App will be error-free or that calculations will be free of bugs.
To the maximum extent permitted by law, the developer of Estiqo shall not be liable for any indirect, incidental, special, consequential or exemplary damages, or any loss of data, revenue, profits, or financial loss, arising from or related to your use of, or inability to use, the App — including any financial or investment decision made in reliance on information displayed in the App. Nothing in these terms excludes or limits any guarantee, right or remedy you have under the Australian Consumer Law or other law that cannot lawfully be excluded or limited.
Subscriptions and the lifetime unlock are billed and processed by Apple through your Apple Account, and are governed by Apple's own Media Services Terms and Conditions. Manage or cancel a subscription anytime in your Apple Account settings.
The Estiqo name, logo and in-app content (excluding your own data, which is and remains entirely yours) belong to the developer of Estiqo and are protected by copyright and other applicable laws. You may use the App for your own personal purposes as intended; you may not copy, modify, reverse-engineer, decompile or redistribute the App itself, except to the extent the App Store's own terms expressly allow it.
We may modify, suspend or discontinue the App at any time, and we'll aim to give reasonable notice where practical if we ever stop supporting it. Because Estiqo stores your data locally on your own device (and, if you've turned it on, your own iCloud account) rather than on a server we operate, the data already on your device remains yours and stays accessible to you even if the App is later removed from the App Store or is no longer updated — discontinuing the App does not mean losing what you've already recorded in it.
You agree to use Estiqo lawfully and as intended, and to be responsible for any consequences of misusing it or of decisions made outside the App based on information you entered incorrectly. To the extent permitted by law, you agree to cover any direct costs or claims a third party brings against the developer that arise specifically from your own misuse of the App or breach of these terms — this doesn't affect any right or remedy you have under the Australian Consumer Law that can't lawfully be excluded.
We may update the App and these terms from time to time. Continued use of the App after an update constitutes acceptance of the revised terms.
These terms are governed by the laws of Australia, and any dispute is subject to the non-exclusive jurisdiction of the Australian courts.
If any part of these terms is found unenforceable, the rest continues to apply — these terms, together with the Privacy Policy, are the whole agreement between you and the developer about using the App, and replace any earlier understanding about it.
Questions about these terms? Email support@estiqo.com.au.