Effective 31 July 2026 · Last updated 13 September 2026
Estiqo is built on a simple principle: your portfolio is your business, not ours. This policy explains what that means in practice. It covers two separate things: the Estiqo app, and the estiqo.com.au website. They work very differently, and almost everything below is about the app.
The Estiqo app does not collect, transmit, sell or share any personal data. There is no account to create, no server we operate, no analytics, no advertising, and no tracking of any kind. We have no way to see your properties, finances, documents, contacts or anything else you put in the app.
The one place we do handle personal information is the email list from our website's pre-launch signup, now closed, which is entirely separate from the app and described under "The website" below. Nothing you enter in the app is ever connected to it.
Everything you enter — properties, financial records, documents, receipts, contacts, key dates and photos — is stored locally on your device, and only there. If you delete the app, that data is deleted with it (standard iOS behaviour). We recommend keeping regular device backups, or using Estiqo's built-in "Back up my data" export, which writes a file you keep and control.
There is no sync in this version. Your data does not travel between devices, and it isn't copied to iCloud by Estiqo. Optional iCloud sync is planned for a future release — it would sync only between your own devices, through your own private iCloud account under Apple's terms and encryption, never through any server we operate, and it would be off until you turned it on. If and when it ships, this policy will be updated to say so before the feature arrives, per "Changes" below.
The optional App Lock uses Face ID / Touch ID via Apple's LocalAuthentication framework. Biometric data never leaves your device and is never available to Estiqo — Apple's system only tells the app "unlocked" or "not unlocked".
Key-date reminders are local notifications, scheduled and delivered entirely on your device. No notification data is sent anywhere.
Subscriptions and the lifetime unlock are processed by Apple through your Apple Account. We receive no payment details. Apple's handling of that information is covered by Apple's Privacy Policy.
When you tap to call or email a contact, iOS hands the number or address to your Phone or Mail app. Nothing is routed through us.
estiqo.com.au is a static site. It sets no cookies and embeds no advertising or cross-site tracking scripts. To see whether anyone visits, we use Cloudflare Web Analytics, a cookie-free measurement tool that counts page views in aggregate — it does not profile you, fingerprint you, or show us anything that identifies you.
The launch email list. Before Estiqo reached the App Store, the site offered one optional form where you could give us your email address to be told when it launched. That form closed when the app launched on 8 September 2026, and the site no longer collects email addresses. We still hold the addresses given to it, and they are the only personal information we hold anywhere. Giving one was always voluntary — nothing on the site or in the app requires it.
The list is kept until you unsubscribe or ask us to delete it.
Your data is protected by your iPhone's own on-device encryption and, if you turn it on in Settings, Face ID / Touch ID via Apple's LocalAuthentication framework — biometric data never leaves your device and is never available to Estiqo (Apple's system only tells the app "unlocked" or "not unlocked"). Because everything lives locally rather than on a server we operate, there's no central database of portfolio data to be breached — the security of your data is, in practice, the security of your own device, so a device passcode and staying current with iOS updates are the most meaningful things you can do to protect it. (The website's email list is the one thing we hold outside your device, and it holds email addresses only — never anything from the app.)
Deleting the App removes everything stored locally on that device immediately, in line with standard iOS behaviour. Because this version stores nothing anywhere else, that is the whole of it — there is no copy on a server, and none in iCloud, for us or anyone else to remove afterwards. The one exception is a backup file you exported yourself: that lives wherever you saved it, and deleting the App doesn't touch it.
The Australian Privacy Principles govern organisations that collect or hold personal information. For the app, there is in practice nothing for us to hold, access, correct or be asked to delete on your behalf: it has no server and no accounts, and the data that exists only ever exists on your own device — or in a backup file you exported yourself — fully in your control at all times. We're setting this out for transparency, not to sidestep it — if that architecture ever changed, we'd update this policy first, per "Changes" below, before it did.
For the website's email list, we do hold personal information — your email address, and only that. You can ask us at any time what we hold, have it corrected, or have it deleted, using the contact address below; unsubscribing does the same thing without needing to ask. If you're ever unhappy with how we've handled it, you can complain to us first and then to the Office of the Australian Information Commissioner at oaic.gov.au.
Estiqo is a financial tool intended for adults and is not directed at children under 13.
This policy is governed by the laws of Australia.
If this policy ever changes, the updated version will be posted at this address with a new "last updated" date. The principle above will not change.
Questions? Email support@estiqo.com.au.